American Expats in Cuba

Updated on August 16, 2025.

Cuba & U.S. Tax Timeline: Critical Dates for Dual Filers

Managing dual tax obligations between Cuba and the United States requires careful attention to two distinct tax calendars, complicated by the unique regulatory environment and U.S. sanctions. Understanding these timelines is crucial for maintaining compliance in both jurisdictions.

The Cuban tax system operates on a combination of withholding for employees and self-assessment for independent workers. Cuban self-employed workers (cuentapropistas) must make monthly advance payments by the 5th of each month, calculated as a percentage of gross receipts. These continuous obligations create a complex payment cycle that must be coordinated with U.S. tax requirements, particularly given the limitations on financial transactions between the two countries.

Strategic Payment Planning to Avoid U.S. Penalties

The most critical aspect of dual tax compliance for U.S. expats in Cuba is managing payment obligations despite banking restrictions and the U.S. embargo. The June 15 automatic extension applies only to filing, not to payment obligations, creating unique challenges for those in Cuba.

To effectively manage this payment timing challenge in the Cuban context, expats should implement a multi-faceted approach. First, establish banking relationships in third countries (such as Mexico, Canada, or Panama) that can facilitate U.S. tax payments, as direct transfers from Cuban banks to the U.S. are generally not possible. Many expats maintain accounts in these jurisdictions specifically for tax payment purposes.

Second, conduct preliminary tax calculations by early March using your Cuban income documentation. Convert Cuban peso (CUP) earnings at the official exchange rate, documenting all conversions carefully. Given the dual currency challenges and exchange rate fluctuations, maintaining detailed records is essential for accurate U.S. tax reporting.

Third, leverage safe harbor provisions to minimize penalties. If you're unable to calculate your exact tax liability by April 15, you can avoid penalties by paying either 100% of your prior year's tax liability (110% if your prior year AGI exceeded $150,000) or 90% of the current year's tax. This strategy is particularly important for Cuban residents who may face delays in obtaining necessary documentation.

For those with Cuban-source income, consider making quarterly estimated tax payments to the IRS. These payments are due April 15, June 15, September 15, and January 15, and help spread the tax burden throughout the year. Given the challenges of international money transfers from Cuba, planning these payments well in advance is crucial.

Currency considerations add significant complexity. The Cuban peso's volatility and the existence of both official and unofficial exchange rates create challenges in determining the appropriate rate for U.S. tax purposes. The IRS generally requires use of the official exchange rate, but documentation and consistency in application are critical.

Cuba vs. U.S. Tax Systems: Direct Comparison

Understanding the fundamental differences between Cuban and U.S. tax systems is essential for effective tax planning as an American expat. While both countries tax income, their approaches, rates, and collection methods vary dramatically.

The Cuban progressive tax system for employees ranges from 15% on lower incomes to 50% on higher earnings, with most foreign workers falling into higher brackets. Self-employed individuals face simplified tax regimes based on their licensed activity, ranging from 10% to 50% of gross receipts, without deductions for business expenses in most cases. This contrasts sharply with the U.S. system allowing extensive deductions and credits.

One crucial difference lies in the scope of taxation. Cuba employs a territorial tax system, taxing only Cuban-source income, while the U.S. taxes worldwide income of its citizens regardless of residence. This means U.S. expats in Cuba must report and potentially pay tax on their Cuban earnings to both countries, though foreign tax credits and the Foreign Earned Income Exclusion can reduce or eliminate U.S. tax liability.

The Cuban Tax System Explained in Detail

The Cuban tax system reflects the country's unique economic model, combining socialist principles with recent market-oriented reforms. Understanding this system is essential for American expats navigating employment, self-employment, or investment opportunities in Cuba.

Understanding U.S. Income Classifications

Before diving into the Cuban system, it's essential to understand how the United States classifies and taxes different types of income, as this provides the framework for comparison and planning strategies.

The Cuban Income Tax Categories

Cuba categorizes taxpayers and income into distinct classifications, each with specific rules and tax treatment. This system reflects Cuba's dual economy, with state employment coexisting alongside growing private sector opportunities.

1. State Employee Income (Trabajadores Estatales)

State employees, who still comprise the majority of Cuban workers, face automatic withholding on their salaries. The progressive tax scale ranges from 15% to 50%, applied to monthly income exceeding 2,500 CUP. Most state salaries fall below high tax thresholds, resulting in modest tax burdens. However, foreign specialists and advisors working for state entities often receive supplementary payments that push them into higher brackets.

Benefits provided to state employees, including subsidized meals, transportation, and housing, generally aren't taxed as they're considered part of the socialist social wage. This differs dramatically from U.S. treatment of fringe benefits. State employees have limited deductions available, primarily for documented medical expenses and contributions to cultural or sports activities.

Foreign workers in state enterprises: International experts, medical professionals, and educators working in Cuban state institutions often receive split compensation - a peso salary subject to Cuban tax and hard currency supplements that may be paid abroad. Careful structuring of these arrangements can optimize tax positions.

2. Self-Employment Income (Cuentapropistas)

Cuba's self-employment sector has expanded dramatically, with over 600,000 licensed cuentapropistas operating in authorized activities. The tax regime for self-employed workers uses simplified methods based on gross receipts, without allowing most business expense deductions. Tax rates vary by activity, ranging from 10% for agricultural workers to 50% for restaurant operators and accommodation providers.

Monthly advance payments are required by the 5th of each month, calculated on previous month's gross receipts. Annual reconciliation occurs by March 31, with additional payments due if advance payments were insufficient. The inability to deduct legitimate business expenses creates high effective tax rates, particularly for capital-intensive businesses. Some municipalities offer tax incentives for priority activities, reducing rates by up to 50% for the first year of operation.

3. Private Business Income (MIPYMES)

Since 2021, Cuba has authorized private micro, small, and medium enterprises (MIPYMES), creating a new tax category. These businesses face a 35% corporate tax rate on profits, with a reduced 15% rate for the first year of operation. Unlike cuentapropistas, MIPYMES can deduct legitimate business expenses, maintain formal accounting, and employ workers directly.

MIPYMES must file quarterly tax returns and make advance payments based on projected income. They're also responsible for withholding and remitting employee taxes and social security contributions. Foreign participation in MIPYMES remains restricted, but Americans may be able to structure involvement through Cuban partners or specific authorized arrangements.

4. Foreign Investment Income

Foreign investors operating under Cuba's foreign investment law (Law 118) receive special tax treatment. Joint ventures and international economic associations benefit from an eight-year tax holiday on profits tax, extendable by the Council of Ministers. After the exemption period, a 15% tax rate applies to profits, significantly lower than standard corporate rates.

Foreign employees of these entities face personal income tax at standard rates, but employers often provide tax equalization agreements. Expatriate workers can claim deductions for housing costs, children's education, and home leave travel, reducing effective tax rates. Special economic zones like Mariel offer additional incentives, including reduced tax rates and streamlined regulatory processes.

5. Agricultural Income

Agricultural producers receive favorable tax treatment to encourage food production. Small farmers pay just 5% on income up to 10,000 CUP annually, with graduated rates reaching only 20% on income exceeding 50,000 CUP. Cooperatives and agricultural enterprises benefit from various exemptions and reduced rates.

Land lease payments to the state are deductible, as are certain input costs for authorized producers. Sales to state procurement agencies at official prices receive preferential treatment compared to sales in agricultural markets. Foreign participation in agriculture remains limited but growing, particularly in organic farming and specialized crops.

6. Rental Income

Cubans renting to tourists (casa particular operators) face specific tax obligations. Monthly taxes are fixed based on location and number of rooms, ranging from 200 to 1,000 CUP per room in Havana, regardless of actual occupancy. Additional taxes apply for food service and other amenities. Rental to Cuban nationals is taxed at 10% of gross receipts.

Americans cannot legally operate casas particulares directly but may be involved through Cuban partners or management arrangements. Income from such arrangements requires careful structuring to comply with both U.S. sanctions and tax obligations.

Special Tax Considerations for Foreign Workers

Cuba offers various arrangements for foreign workers, each with distinct tax implications. Understanding these options is crucial for Americans working in Cuba under authorized licenses or exemptions to U.S. sanctions.

International Collaboration Agreements

Foreign professionals working under government-to-government agreements often receive special tax treatment. Medical professionals, educators, and technical experts may have taxes paid by their sponsoring organization or receive gross-up payments to offset tax liability. These arrangements typically involve split compensation, with portions paid in Cuba and abroad, requiring careful coordination for U.S. tax reporting.

NGO and Humanitarian Workers

Employees of authorized NGOs and humanitarian organizations may qualify for tax exemptions on certain allowances and benefits. Housing, transportation, and hardship allowances often receive favorable treatment. However, U.S. tax obligations remain, and the Foreign Earned Income Exclusion becomes particularly valuable for these workers. Documentation of the humanitarian nature of work is essential for both Cuban and U.S. tax purposes.

Academic and Research Personnel

Researchers and academics working in Cuban institutions under educational licenses face standard employment tax rates but may negotiate tax equalization agreements. Grants and research funding require careful structuring to optimize tax treatment in both countries. Publication royalties and speaking fees may be subject to additional taxes depending on the source and nature of payments.

Cuban Visa Options and Their Tax Implications

Cuba's visa system differs significantly from traditional immigration frameworks, with most long-term foreign residents maintaining temporary status renewed periodically. Understanding these options and their tax implications is crucial for Americans planning extended stays in Cuba.

Tourist Visa (Tarjeta del Turista)

The tourist card allows stays up to 30 days, extendable for another 30 days. While not intended for work or residence, many Americans use sequential tourist visas for extended presence. However, spending over 183 days annually in Cuba triggers tax residency, creating obligations even without formal work authorization. Tourist visa holders cannot legally earn Cuban income but may work remotely for non-Cuban entities, though this creates complex tax situations.

Tax implications include no Cuban tax on foreign-source income for true tourists, but potential residency issues for extended stays. U.S. citizens must still report worldwide income regardless of visa status. Banking and financial services remain largely inaccessible to tourist visa holders, complicating any economic activity.

Business Visa

Business visas (A-6 or A-7 categories) permit commercial activities and negotiations but not employment. Valid for 30 days initially, they're extendable based on business requirements. These visas suit Americans exploring investment opportunities or managing existing ventures under OFAC licenses. Holders can receive Cuban-source income from business activities, triggering tax obligations.

Business visa holders earning Cuban income face standard tax rates on that income. Expenses related to business development may be deductible under certain circumstances. Careful documentation of business purpose is essential for both Cuban and U.S. compliance. The visa doesn't provide residency rights but may lead to longer-term arrangements.

Work Visa (Visa de Trabajo)

Work visas require sponsorship from a Cuban employer and government approval. These temporary permits, typically valid for one year and renewable, are the primary option for Americans working legally in Cuba. The complex approval process involves multiple ministries and can take several months. Work visa holders become Cuban tax residents immediately upon beginning employment.

Employment income faces full Cuban taxation with automatic withholding. Employers often provide tax equalization for foreign workers, grossing up salaries to offset Cuban taxes. Social security contributions are mandatory, though the U.S.-Cuba lack of totalization agreement means potential double taxation. The Foreign Earned Income Exclusion becomes crucial for reducing U.S. tax liability.

Student and Academic Visas

Student visas for Americans studying at Cuban institutions require educational institution sponsorship and government approval. These visas typically match program duration and may permit limited work related to studies. Academic researchers receive similar visas with potential for longer validity periods.

Students may receive stipends or scholarships subject to Cuban tax above certain thresholds. Research grants and funding require careful tax analysis in both countries. Part-time work authorization, if granted, subjects earnings to standard employment tax rates. Educational expenses may be deductible for U.S. tax purposes under certain conditions.

Family Reunification Visa

Americans with Cuban family members may obtain family reunification visas (PR - Permanent Residence). These provide the most stable status, with indefinite residence rights and work authorization. The application process requires extensive documentation of family relationships and can take years to complete.

PR holders face full Cuban tax obligations on worldwide income earned while residing in Cuba. They gain access to Cuban social services and benefits not available to temporary residents. Property ownership rights are expanded, though still restricted for foreign nationals. This status provides the most integrated tax position but requires careful planning for U.S. obligations.

U.S. Sanctions and Tax Compliance Intersection

The U.S. embargo on Cuba creates unique challenges for tax compliance that don't exist in other countries. Understanding the intersection of OFAC regulations and tax obligations is crucial for Americans in Cuba.

OFAC License Categories and Tax Implications

Americans in Cuba must operate under specific or general OFAC licenses. The twelve categories of authorized travel each have different implications for permissible economic activity and resulting tax obligations. Educational activities, professional research, and humanitarian projects represent the most common authorizations for long-term presence.

Income earned under OFAC authorization is taxable in both countries, but documentation of license compliance is essential. Prohibited transactions, even if taxed by Cuba, cannot be reported on U.S. returns without potential sanctions violations. This creates a complex situation where tax compliance must be balanced with sanctions compliance.

Banking and Payment Challenges

The inability to use U.S. credit cards or access U.S. banks from Cuba complicates tax payments. Americans must often maintain accounts in third countries to facilitate tax compliance. Canadian and Mexican banks commonly serve this purpose, though increasing compliance concerns have reduced options.

Transferring funds to pay U.S. taxes requires careful documentation to avoid sanctions violations. Money service providers authorized for Cuba remittances may assist with tax payments, though fees are substantial. Cryptocurrency, while technically present in Cuba, remains legally ambiguous and risky for tax payment purposes.

Reporting Challenges and Solutions

FBAR and Form 8938 reporting requirements apply to Cuban financial accounts, but accessing account information and valuations can be difficult. Cuban banks may not provide statements in formats familiar to U.S. tax preparers. Exchange rate documentation is crucial, as informal currency markets create valuation challenges.

Professional tax assistance becomes essential given these complexities. Not all U.S. tax professionals are familiar with Cuba-specific issues and sanctions implications. Specialized expertise in both tax and sanctions compliance is necessary for proper reporting.

A Practical Filing Guide for U.S. Expats in Cuba

Successfully navigating dual tax obligations while in Cuba requires systematic approach, careful documentation, and understanding of both sanctions and tax requirements. This comprehensive guide walks through the practical steps for maintaining compliance.

Step 1: Determine Your Tax Status

Tax residence determination forms the foundation of your filing obligations. Cuba considers you resident if you stay more than 183 days in the calendar year, regardless of visa type. Unlike many countries, Cuba doesn't have formal tax residence certificates, making documentation of days present crucial.

U.S. citizens remain subject to U.S. taxation regardless of Cuban residence. The Foreign Earned Income Exclusion requires either 330 days outside the U.S. (Physical Presence Test) or bona fide residence in Cuba (Bona Fide Residence Test). Given visa limitations, most Americans qualify under the Physical Presence Test rather than establishing bona fide residence.

Step 2: Gather Required Documentation

Comprehensive documentation ensures accurate reporting and supports tax positions. Essential documents include:

Income Documentation: Cuban employment contracts and pay stubs (when available), self-employment license and revenue records, bank statements from Cuban and third-country accounts, receipts for cash transactions (crucial given limited banking), rental agreements and payment records, and documentation of any barter or non-cash compensation. Maintain records in both Cuban pesos and dollars, carefully documenting exchange rates used.

License and Compliance Documents: OFAC license documentation authorizing your presence and activities, Cuban visa and immigration stamps showing dates of entry/exit, business licenses or permits for any commercial activity, and correspondence with Cuban tax authorities. These documents prove both the legality and tax treatment of your activities.

Tax Payment Records: Cuban tax payment receipts (preserve originals and make copies), bank transfer confirmations for any tax payments, documentation of tax withholding from employment, and records of monthly advance payments for self-employed activities. Given limited electronic records, physical documentation becomes crucial.

Step 3: Complete Cuban Tax Filings

Cuban tax compliance varies significantly by taxpayer category. Employees typically have taxes withheld automatically with no filing requirement unless additional income exists. Self-employed individuals must file annual declarations by March 31, reconciling monthly advance payments with actual liability.

Key Cuban filing considerations include:

Report all Cuban-source income according to your license category. Cash transactions dominate, making accurate record-keeping essential. The simplified tax system for self-employed doesn't allow most business deductions, resulting in tax on gross receipts. Language barriers may require assistance from Cuban tax advisors or gestores (facilitators).

Payment logistics present unique challenges. Tax payments must be made at Cuban banks, which may have limited hours and locations. Exact change is often required as banks may not provide change for tax payments. Receipts must be preserved carefully as replacements are difficult to obtain.

Step 4: Complete U.S. Tax Filings

U.S. expat tax returns from Cuba require additional attention to sanctions compliance and documentation. Essential forms include:

Form 1040: Report worldwide income converted to dollars using Treasury Department exchange rates when available. For Cuban peso conversions, document the rate source carefully. Include all Cuban income, even if earned in the informal economy, to maintain compliance.

Form 2555 (Foreign Earned Income Exclusion): Most Americans in Cuba qualify under the Physical Presence Test rather than Bona Fide Residence. Document days present in Cuba carefully, as visa stamps may not tell the complete story. The housing exclusion may apply even for basic accommodations given Cuba's housing situation.

Form 1116 (Foreign Tax Credit): Claim credits for Cuban taxes paid, though documentation challenges may limit credits claimed. Without tax treaties, proving foreign taxes paid requires careful documentation. Consider whether FTC or FEIE provides better benefits given Cuba's tax rates.

Form 8938 (FATCA Reporting): Report Cuban financial accounts if thresholds are met, though account valuations may be challenging. Include any informal saving mechanisms or alternative financial arrangements. Sanctions don't exempt reporting requirements.

FBAR (FinCEN Form 114): Report any Cuban financial accounts exceeding $10,000 aggregate value. Include accounts at Cuban banks even if access is limited. Third-country accounts used for Cuban transactions must also be reported.

Step 5: Optimize Tax Strategies

Strategic planning throughout the year optimizes your dual tax position despite unique Cuban challenges:

Frequently Asked Questions for U.S. Expats in Cuba

Q: How do U.S. sanctions affect my tax obligations in Cuba?

U.S. sanctions don't eliminate tax obligations but create complex compliance challenges. You must still report Cuban income on U.S. tax returns if earned under valid OFAC authorization. Income from prohibited transactions cannot be reported without risking sanctions violations, creating a conflict between tax compliance and sanctions compliance. Always maintain clear documentation of OFAC authorization for any income-generating activities. The IRS expects tax compliance within the bounds of sanctions law, meaning you should report all legally earned income while avoiding any transactions that would violate the embargo.

Q: How can I pay U.S. taxes without access to U.S. banking from Cuba?

Payment logistics require creative solutions given banking restrictions. Most Americans in Cuba maintain accounts in third countries like Canada, Mexico, or Panama to facilitate tax payments. Some use trusted family members or friends in the U.S. to make payments on their behalf, though this requires careful documentation. Money service providers authorized for Cuba remittances may assist, though fees are substantial (often 10% or more). Western Union and similar services can transfer funds from Cuba to third countries, from where U.S. tax payments can be made. Advance planning is essential as transfers can take weeks, and you must ensure payment arrives by April 15 to avoid penalties.

Q: How do I document income in Cuba's cash economy for U.S. tax purposes?

Cuba's predominantly cash economy requires meticulous record-keeping. Maintain a detailed daily log of all income received, including date, amount, source, and purpose. Create your own receipts when formal documentation isn't provided, having the payer sign when possible. Photograph or scan all documentation immediately as physical records can deteriorate in Cuba's climate. Convert peso amounts to dollars on the day received using documented exchange rates. For barter transactions or non-cash compensation, document the fair market value of goods or services received. The IRS understands that formal documentation may be limited in cash economies but expects taxpayers to maintain the best records possible under the circumstances.

Q: What happens to my U.S. state tax obligations when I move to Cuba?

State tax obligations depend heavily on your last state of residence and steps taken to establish non-residence. States cannot prevent you from moving to Cuba, but some aggressively pursue former residents. California, New York, and Virginia are particularly persistent. To properly terminate state residence, close state bank accounts, surrender driver's licenses and voter registration, and file final returns as a part-year or non-resident. Some states may continue taxing certain income regardless of residence, particularly state pensions. Given the inability to maintain normal U.S. ties from Cuba, establishing non-residence may be easier than from other countries, though documentation becomes crucial.

Q: Can I claim the Foreign Earned Income Exclusion while in Cuba?

Yes, the Foreign Earned Income Exclusion applies to Americans in Cuba who meet either the Physical Presence or Bona Fide Residence tests. Most qualify under Physical Presence, requiring 330 days outside the U.S. in a 12-month period. Bona Fide Residence is harder to establish given visa limitations and unclear residence status. The exclusion covers up to $126,500 (2024) of earned income, particularly valuable given Cuba's tax rates and inability to claim many business deductions. Document your presence carefully as Cuban immigration stamps may not tell the complete story. The housing exclusion also applies, though amounts may be limited given Cuba's controlled housing market.

Q: How are Cuban business ventures taxed for Americans?

American participation in Cuban businesses faces both sanctions and tax complexity. If operating under valid OFAC authorization, business income must be reported on U.S. returns. Cuba's simplified tax regimes for self-employed don't allow most business deductions, creating high effective rates on gross income. For U.S. purposes, you can claim legitimate business expenses even if Cuba doesn't allow them, requiring dual record-keeping. Partnership arrangements with Cubans must be carefully structured to comply with sanctions while optimizing tax treatment. The new MIPYMES structure offers better tax treatment but remains largely inaccessible to Americans due to sanctions restrictions.

Q: Can I receive U.S. Social Security benefits while living in Cuba?

The U.S. Treasury prohibits sending Social Security payments to Cuba, but benefits continue accruing. Payments are held and can be claimed upon leaving Cuba, creating a lump sum tax event. Some beneficiaries maintain non-Cuban bank accounts or addresses to receive benefits, though this requires careful compliance with SSA regulations. The lack of a totalization agreement means any Cuban social security contributions don't count toward U.S. benefits. For tax purposes, accrued but unpaid benefits generally aren't taxable until received, though specific circumstances vary. Planning for the tax impact of eventual lump-sum payment is essential.

Q: How is Cuban real estate ownership taxed for Americans?

Americans cannot legally own Cuban real estate directly due to Cuban law and U.S. sanctions. Any indirect ownership through Cuban family members or other arrangements creates complex tax issues. If you're deemed to have beneficial ownership, rental income and capital gains may be taxable in the U.S. even if you can't legally receive the funds. Cuban property taxes are minimal, based on official valuations far below market value. Home exchanges and informal rental arrangements common in Cuba create tax obligations even without cash changing hands. Document any property-related arrangements carefully to support tax positions while avoiding sanctions violations.

Q: How do I handle Cuba's multiple exchange rates for U.S. tax purposes?

Cuba's complex currency situation requires careful documentation for U.S. tax purposes. The IRS generally requires use of official exchange rates, but Cuba has had various rates for different transactions. Document which rate applies to each transaction and maintain evidence of the rate source. For the Cuban peso (CUP), use the official bank rate when available, or the rate actually received for currency exchanges. Informal market rates, while often more favorable, are harder to document and defend. Convert income to dollars on the date received rather than using annual averages unless consistent employment income justifies averaging. Keep all exchange receipts and bank statements showing conversion rates.

Q: What if I'm audited by the IRS while living in Cuba?

IRS audits while in Cuba present unique challenges due to communication and documentation difficulties. Correspondence may be delayed or lost given postal limitations. Provide the IRS with alternative contact methods, possibly through a U.S. representative or third-country address. Power of attorney to a qualified U.S. tax professional becomes essential for timely responses. Gathering supporting documentation from Cuba can be challenging, so maintain duplicate records outside Cuba when possible. Request extensions for response deadlines citing the unique challenges of Cuban residence. The IRS may be understanding of Cuba-specific limitations if properly documented and explained. Video conferences may replace in-person meetings given travel restrictions.

Why Choose American Expat CPA as Your Tax Partner

Navigating the intersection of U.S. and Cuban tax systems while complying with sanctions requires specialized expertise that goes beyond traditional tax preparation. At American Expat CPA, we've developed unique capabilities to serve Americans in Cuba, understanding both the opportunities and challenges of this complex environment.

Our Specialized Cuba Expertise

Our team combines deep knowledge of U.S. expat taxation with specific understanding of Cuban tax requirements and sanctions compliance. We stay current with OFAC regulations, Cuban tax law changes, and the evolving economic reforms that affect Americans in Cuba. Our professionals understand the practical realities of operating in Cuba's cash economy, limited banking environment, and complex regulatory framework.

We recognize that every American in Cuba has a unique situation. Whether you're a researcher operating under an educational license, a humanitarian worker, or someone with family ties to Cuba, we develop customized strategies that ensure compliance while optimizing your tax position. Our approach addresses not just tax filing but the entire ecosystem of financial compliance required for Americans in Cuba.

Comprehensive Service Offering

Technology-Enabled Global Service

Understanding Cuba's limited internet connectivity, we've adapted our service delivery to accommodate these challenges. Our secure portal remains accessible even with slow connections, and we provide offline tools for record-keeping that sync when connectivity allows. We offer multiple communication channels including email, messaging apps, and phone consultations scheduled around Cuba's connectivity windows.

Transparent, Value-Based Pricing

We understand the financial challenges of operating in Cuba's dual economy. Our pricing structure accounts for the complexity of Cuba filings while remaining accessible. We offer payment plans and accept payment through various methods accommodating the banking limitations faced by our Cuban-based clients. Our comprehensive packages include all necessary forms and ongoing support throughout the year.

Your Success is Our Mission

Living in Cuba as a U.S. citizen presents unique challenges that require specialized expertise. We handle the complexity of dual taxation and sanctions compliance so you can focus on your work and life in Cuba. Our clients successfully maintain compliance while minimizing their tax burden, even in this challenging environment.

Whether you're just planning your move to Cuba, already established there, or anywhere in between, American Expat CPA provides the expertise and support you need. We understand the Cuban context because we've invested in developing specific expertise for this unique situation.

Don't let the complexity of Cuba's unique situation overwhelm your tax compliance. Contact American Expat CPA today and discover how our specialized expertise can ensure compliance, optimize your tax situation, and provide peace of mind. Your Cuban experience requires expert support that understands both the challenges and opportunities – let us be your trusted partner in navigating this complex landscape.